Surety Bonds

 

Reliable and Responsive Surety Services

 

As an agency we’ve cut our teeth on the surety business, with over 50 years of combined Surety Company underwriting experience.  Extensive surety company backgrounds combined with years of agency experience enable us to effectively handle the most complicated bonding issues.  We’ve seen it all, and understand how surety companies view issues and how to best approach them with solutions to those issues. 

 

We value our surety company relationships, which are very strong at the local, regional and home office levels.  We also believe fostering strong relationships between our clients and their surety underwriters, both at the local and home office level, allows us to do exceptional things for our clients.  Meeting and exceeding our clients’ expectations means finding solutions, even when those solutions require out of the box techniques and approaches, and relying on our uniquely strong surety company relationships. 


As one of the region’s leading surety writers, we represent clients in virtually every construction discipline, ranging in size from the family owned business needing their first bond to the largest regional and national contractors needing surety programs in the hundreds of millions.  Recently Crain’s Detroit Business magazine published a list of the top 100 privately held companies in Southeast Michigan. Among them were a dozen contracting firms. We are very proud to say we represent more of these firms than any of our competitors.  

GHBH- Over 50 Years Experience

Our proprietary Surety Analytics application provides our clients and prospects with a unique insight into what really drives their bonding capacity.  This is a comprehensive analysis of a company’s financial situation, including the balance sheet, P&L, job schedules and various off balance sheet factors.  Bonding capacity is typically some multiple of a company’s analyzed working capital and/or net worth.  What dictates that multiple? Why are some firms able to maximize that multiple and some are not? Surety Analytics focuses on the key factors that impact your multiple and ultimately, your bonding capacity.  It also allows us to paint a clear, forward looking picture for our surety partners, based on existing backlog, potential backlog and other factors.  Providing the bond company with information that allows them to look forward rather than to the past maximizes bonding capacity and a contractor’s ability to execute their business plan.

 

Finally, we are founding members of The Surety Alliance, an exclusive peer group of industry leading, surety-focused agencies, both domestic and international, committed to a pooling of knowledge, resources and relationships to provide superior service to our clients throughout the US and internationally.

 

GHBH - Order Certificates

GHBH - Order Bonds

 

"Simply put, they are the best when it comes to the Surety market, bar none."
-Matt Cramer, Dee Cramer, Inc.
Dee Cramer, Inc.

"The healthcare reform expertise of Veritas Benefits Group has been invaluable. We appreciate their compliance, guidance, and willingness to seek alternative market options for our employee benefits."
-Paul Navetta, Dan's Excavating, Inc.Dan's Excavating, Inc.

Michigan
1080 Kirts Blvd., Suite 500
Troy, MI 48084
248.519.1400
Florida
7264 Kyle Court
Sarasota, FL 34240
941.999.1900
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Copyright © 2015 - Guy Hurley
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